THE PROCESS
Four steps, no surprises
01
Tell us about yourself
Fill out the short quote form or give us a call. We ask for the basics, like your age, height, weight and the coverage amount you have in mind.
02
We find your options
Your request goes to our licensed partner agencies, who compare quotes from well-known carriers based on the information you shared.
03
Talk with a licensed agent
A real agent reaches out to walk you through your quotes, explain the differences and answer your questions. No cost, no obligation.
04
Apply with the carrier
If you choose a policy, the agent helps you apply. The insurance carrier reviews your application and makes the final decision on approval and price.
WHO DOES WHAT
Our role, clearly explained
Life Saver Credit helps you get started. Licensed agents and insurance carriers handle the rest.
STEP 1–2
Life Saver Credit
Helps you request quotes and connects you with licensed agents and partner agencies. We are not an insurance company and do not issue policies.
STEP 3
Your licensed agent
Reviews your options, answers your questions in plain language and helps you complete your application.
STEP 4
The insurance carrier
Underwrites and approves your application, issues your policy, sets the final premium and pays claims.
GOOD TO KNOW
A few things to keep in mind
✓ Requesting a quote is free and does not commit you to buying a policy.
✓ Quotes are estimates until the carrier approves your application.
✓ Availability, eligibility and rates vary by state, age and health.
✓ You can ask questions at any step, and you are never rushed into a decision.
Life Saver Credit is not an insurance company and does not issue policies. Coverage is provided by licensed insurance carriers and offered through licensed agents. Availability, eligibility and rates vary by state, age and health. Quotes are not guaranteed until the carrier approves your application.